money-bill-wheatHigh Efficiency Mode (E-mode)

Overview

The High Efficiency Mode (E-mode) is designed to maximize capital efficiency by allowing users to leverage assets with correlated prices as collateral. This feature is particularly beneficial when dealing with assets like stablecoins, which maintain a consistent value relative to a specific reference, such as the USD.

E-mode Asset Categories

Purrlend supports two primary asset categories under E-mode:

  1. Stablecoins: Examples include USDC and USDT, which are pegged to the USD and exhibit correlated price movements. Utilizing stablecoin E-mode, users can supply stablecoins and enjoy higher collateralization power when borrowing other stablecoins.

  2. HYPE-related Assets: This category includes assets such as HYPE and stHYPE. In HYPE E-mode, users can supply these assets and benefit from a higher borrowing Loan-to-Value (LTV) ratio of up to 80% , thereby enhancing borrowing capacity.

Borrowing Rules in E-mode

  • Category Restriction: Only assets within the same category can be borrowed in E-mode. For instance, if a user supplies stablecoins in E-mode, they can only borrow other stablecoins.

  • Collateral Usage: E-mode does not restrict the usage of other assets as collateral. Assets outside of the E-mode category can still be supplied as collateral, adhering to normal LTV and liquidation parameters.

Benefits

  • Increased capital efficiency

  • Lower liquidation risk for correlated assets

  • More effective leveraged and yield-optimizing strategies

Note: Switching E-Mode on or off impacts borrowing power and may require position adjustments to remain safely collateralized.

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